How to Send Money to Tanzania via M-Pesa 2026



Learn how to send money to Tanzania via M-Pesa in 2026. Step-by-step instructions, fees, limits, and tips for fast and secure cross-border transfers.

Sending money to Tanzania via M-Pesa is a fast, secure, and convenient option for individuals and businesses. Through the Safaricom–Vodacom M-Pesa partnership, you can transfer funds directly from Kenya to a Vodacom M-Pesa account in Tanzania, making cross-border payments simple and reliable. Step-by-Step Guide to Send Money via M-Pesa: Using the USSD Menu (*840#): Dial *840# on your Safaricom phone. Select Send Money Abroad. Choose Tanzania as the destination country. Enter the recipient’s Vodacom M-Pesa number and the amount. Review the exchange rate and transfer fees. Enter your M-Pesa PIN to confirm the transaction. Using the M-Pesa App: Open the M-Pesa app on your smartphone. Navigate to Send Money Abroad > Tanzania. Input recipient details and amount, then confirm. Fees and Limits: Transaction fees start from KES 50, depending on the transfer amount. Transfer limits range from KES 10 to KES 70,000 per transaction. Funds are typically credited instantly in Tanzanian Shillings (TZS). Tips for Sending Money to Tanzania via M-Pesa: Verify the recipient’s Vodacom M-Pesa number is active. Double-check the transaction details before sending. Keep your confirmation SMS or receipt for reference. Check the exchange rate to ensure your recipient receives the correct amount. Advantages of Using M-Pesa: Instant and convenient transfers without visiting a bank. Safe and widely trusted in both Kenya and Tanzania. Useful for family support, business payments, and emergencies. Avoids long bank processing times or additional paperwork. For a complete guide with step-by-step instructions, fees, and troubleshooting tips, visit Jaynevy Tours – How to Send Money Tanzania via M-Pesa.

How to Send Money to Tanzania via M-Pesa

How to Send Money to Tanzania via M-Pesa – Complete Guide 2026

Sending money to Tanzania has never been easier thanks to M-Pesa. Whether you are sending funds from Kenya, other African countries, or within Tanzania itself, M-Pesa allows fast, secure, and convenient transfers. This guide explains step-by-step how to send money to Tanzania via M-Pesa and what you need to know about fees, limits, and recipient options.

1. Overview – Sending Money via M-Pesa to Tanzania

M-Pesa, operated by Vodacom in Tanzania, is a mobile money service that allows instant transfers, bill payments, and withdrawals. You can send money locally within Tanzania or internationally from Kenya or other countries using M-Pesa Global. It is widely used due to its accessibility, speed, and security.

  • Transfer funds directly to Vodacom M-Pesa accounts in Tanzania.
  • Pay bills, schools, and merchants instantly.
  • Receive funds from international M-Pesa services.
  • Withdraw money at M-Pesa agents or partner banks.

2. Sending Money Locally within Tanzania via M-Pesa

If both the sender and recipient are in Tanzania, sending money via M-Pesa is straightforward.

Steps:

  1. Dial *150*00# or open the Vodacom M-Pesa app.
  2. Select “Send Money” from the menu.
  3. Enter the recipient’s mobile number (+255…) or choose from your contacts.
  4. Enter the amount you wish to send.
  5. Confirm the transaction and enter your M-Pesa PIN.
  6. You and the recipient will receive SMS confirmation instantly.

3. Sending Money from Kenya to Tanzania via M-Pesa

Cross-border transfers are possible through M-Pesa Global. Kenyan users can send funds directly to a Vodacom M-Pesa account in Tanzania.

Steps:

  1. Open your M-Pesa app in Kenya or dial *334#.
  2. Select “Send Money” → “International Transfer.”
  3. Select “Tanzania” as the destination country.
  4. Enter the recipient’s Vodacom M-Pesa number in Tanzania (+255…).
  5. Enter the amount in Kenyan Shillings (KES) and confirm the transaction.
  6. The recipient will receive funds in Tanzanian Shillings (TZS) instantly.

This is ideal for sending money to family, friends, or small business payments across the border.

4. Paying Bills and Merchants via M-Pesa Tanzania

M-Pesa can also be used to pay bills, school fees, and make merchant payments across Tanzania.

Steps:

  1. Dial *150*00# or open the M-Pesa app.
  2. Select “Pay Bills” or “Merchant Payment.”
  3. Enter the business or merchant number.
  4. Input the payment amount and confirm.
  5. Enter your M-Pesa PIN and complete the payment.
  6. Both sender and recipient receive an SMS confirmation.

5. Withdrawing M-Pesa Money in Tanzania

Recipients can withdraw funds from their M-Pesa accounts at any Vodacom agent or bank connected to M-Pesa.

Steps:

  1. Go to a Vodacom M-Pesa agent or partner bank.
  2. Provide your mobile number and transaction confirmation if required.
  3. Enter your M-Pesa PIN and collect cash.

6. Transaction Fees and Limits

Fees depend on the type of transaction:

  • Local transfers: TZS 100–1,000 depending on the amount.
  • International transfers via M-Pesa Global: 1–3% of the amount sent.
  • Cash withdrawals: TZS 100–500 depending on withdrawal amount.
  • Daily limits vary based on account verification (up to TZS 3,000,000).

7. Tips for Sending Money via M-Pesa Tanzania

  • Always confirm the recipient’s mobile number before sending.
  • Keep your M-Pesa PIN private and secure.
  • Use official M-Pesa channels only.
  • Save transaction confirmations for your records.
  • Check fees and exchange rates for international transfers.

8. Summary – How to Send Money to Tanzania via M-Pesa

Sending money to Tanzania via M-Pesa is fast, reliable, and widely used. You can use it for:

  • Local transfers within Tanzania
  • Cross-border transfers from Kenya via M-Pesa Global
  • Paying bills, merchants, and school fees
  • Receiving funds instantly with easy cash withdrawal options

Always use official channels, double-check recipient details, and keep track of transactions for a smooth experience.

For more guides on mobile money and financial services in Tanzania, visit www.jaynevytours.com.

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