How to Send M-Pesa to Tanzania 2026



Learn how to send M-Pesa money to Tanzania in 2026. Step-by-step instructions for cross-border transfers using Safaricom and Vodacom M-Pesa services.

Sending M-Pesa to Tanzania is fast and convenient for individuals and businesses. With the Safaricom–Vodacom partnership, money can be sent directly from Kenya to Tanzania using mobile phones, making it ideal for cross-border transfers without the need for a bank. Steps to Send M-Pesa to Tanzania: Via M-Pesa Menu (*840#): Dial *840# on your Safaricom SIM. Select Send Money Abroad. Choose Tanzania as the destination. Enter the recipient’s Vodacom M-Pesa number and the amount. Confirm the exchange rate and transaction fee. Enter your M-Pesa PIN to complete the transfer. Via M-Pesa App: Open the M-Pesa app on your phone. Go to Send Money Abroad > Tanzania. Fill in recipient details and amount, then confirm the transfer. Fees and Limits: Transaction fees start from approximately KES 50 depending on the amount. Transfer limits range from KES 10 to KES 70,000 per transaction. Funds are usually credited instantly in Tanzanian shillings (TZS). Tips for Sending M-Pesa to Tanzania: Confirm the recipient’s Vodacom M-Pesa number is active. Double-check the transaction details before sending. Keep your confirmation SMS or receipt for records. Monitor the exchange rate to get the best value when transferring large sums. Why Use M-Pesa for Tanzania Transfers: Instant transfers without visiting a bank. Convenient and accessible via phone. Safe and widely trusted in both Kenya and Tanzania. Supports remittances for families, business payments, and emergencies. For a detailed guide with step-by-step instructions, fees, and tips for sending M-Pesa to Tanzania, visit Jaynevy Tours – How to Send M-Pesa Tanzania.

How to Send M-Pesa to Tanzania

How to Send M-Pesa in Tanzania – Complete Guide 2026

If you want to transfer money using M-Pesa in Tanzania, this guide explains all the available methods, step-by-step. M-Pesa is one of the most popular mobile money services in Tanzania, offering fast, safe, and convenient transfers for personal, business, and cross-border transactions.

1. Overview – Sending Money with M-Pesa in Tanzania

M-Pesa Tanzania, operated by Vodacom, allows users to send, receive, and withdraw money instantly. You can send money locally, pay bills, buy goods, and even receive funds from other countries using M-Pesa Global. The service is widely used in Tanzania due to its simplicity and accessibility across all regions.

  • Send money to family or friends instantly.
  • Pay bills, schools, utilities, and merchants directly.
  • Withdraw money at any Vodacom M-Pesa agent or bank linked to M-Pesa.
  • Receive international transfers through M-Pesa Global.

2. Sending Money Locally within Tanzania via M-Pesa

Local M-Pesa transfers are easy and available 24/7. You can send funds to any Tanzanian Vodacom mobile number or M-Pesa account.

Steps:

  1. Dial *150*00# on your Vodacom line or open the M-Pesa app.
  2. Select “Send Money” from the menu.
  3. Enter the recipient’s mobile number (+255…) or select from your contacts.
  4. Enter the amount you want to send.
  5. Confirm the transaction and enter your M-Pesa PIN.
  6. You and the recipient will receive an SMS confirmation instantly.

Local transfers are ideal for daily payments, sending money to family, or paying for services.

3. Sending Money to Other Mobile Money Users

M-Pesa allows transfers to other mobile wallets like Tigo Pesa, Airtel Money, and HaloPesa, sometimes requiring the recipient to register for cross-platform transfers.

Steps:

  1. Open your M-Pesa app or dial *150*00#.
  2. Select “Send to Other Mobile Wallets.”
  3. Enter the recipient’s number and mobile wallet provider.
  4. Enter the amount and confirm the transaction.
  5. Both sender and recipient receive SMS confirmations.

This feature is useful in Tanzania where people use multiple mobile money services.

4. Sending M-Pesa Tanzania from Kenya

Cross-border transfers are possible via M-Pesa Global. Kenyan users can send money to Tanzania directly to a Vodacom M-Pesa wallet.

Steps:

  1. Open the M-Pesa app in Kenya or dial *334#.
  2. Select “Send Money” → “International Transfer.”
  3. Choose “Tanzania” as the destination country.
  4. Enter the recipient’s Tanzanian Vodacom number.
  5. Enter the amount in KES (Kenyan Shillings) and confirm.
  6. The recipient receives the funds in TZS instantly.

M-Pesa Global ensures safe and reliable cross-border money transfers at competitive rates.

5. Paying Bills and Merchants with M-Pesa Tanzania

M-Pesa is widely accepted for bill payments, school fees, and merchant purchases. You can pay directly from your M-Pesa account.

Steps:

  1. Open the M-Pesa app or dial *150*00#.
  2. Select “Pay Bills” or “Merchant Payment.”
  3. Enter the business number or merchant code.
  4. Enter the payment amount.
  5. Confirm the payment with your M-Pesa PIN.
  6. Receive SMS confirmation for both sender and receiver.

6. Withdrawing Money from M-Pesa Tanzania

Recipients can withdraw money from M-Pesa accounts at any Vodacom agent or linked bank.

Steps:

  1. Go to any Vodacom M-Pesa agent or ATM that supports M-Pesa withdrawals.
  2. Provide your M-Pesa number and transaction confirmation (if required).
  3. Enter your PIN if prompted and collect the cash.

7. Transaction Fees and Limits

Fees and limits vary depending on the type of M-Pesa transaction:

  • Local transfers: TZS 100–1,000 depending on amount.
  • International transfers via M-Pesa Global: 1–3% of the amount.
  • Cash withdrawals: TZS 100–500 depending on withdrawal size.
  • Daily transfer limit: TZS 1,000,000–3,000,000 (depending on account verification).

8. Tips for Sending M-Pesa Tanzania Safely

  • Always confirm the recipient’s mobile number before sending money.
  • Keep your M-Pesa PIN confidential and avoid sharing it.
  • Save transaction receipts or SMS confirmations.
  • Use official M-Pesa channels only to avoid scams.
  • Check fees and exchange rates before confirming international transfers.

9. Summary – How to Send M-Pesa Tanzania

In conclusion, sending money via M-Pesa Tanzania is fast, convenient, and secure. You can use it for:

  • Local money transfers to family or friends
  • Cross-border transfers from Kenya via M-Pesa Global
  • Paying bills, merchants, and school fees
  • Receiving money instantly with cash withdrawal options

Always use official Vodacom M-Pesa channels, double-check recipient details, and monitor your transaction records for smooth and secure transfers.

For more guides on mobile money services in Tanzania and other financial tips, visit www.jaynevytours.com.

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